BUDGET MANAGER

Updated: 2026-06-19 15:41:42
Reallocation Pool (Over-Budgeted) 486.92/mo
Deficit Pressure (Under-Budgeted) -3,835.82/mo
Net Monthly Impact (All Adjusted) -3,348.90/mo
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Category Current Budget 24-Mo Avg Spend 24-Mo Median 10% Winsorized 20% Winsorized Discrepancy (Budget - Avg) Overage Freq Actions
0.5 SURPLUS
Tax Refund
0.00 20.83 0.00 0.00 0.00 -20.83
4%
1/24 mos
01.0 TITHE
Tithe
550.00 638.08 565.80 592.23 586.97 -88.08
54%
13/24 mos
Mission trips
0.00 0.00 0.00 0.00 0.00 0.00
0%
0/24 mos
03.0 HOME
Mortgage
1,016.45 1,016.45 1,016.45 1,016.45 1,016.45 0.00
0%
0/24 mos
Property Taxes
185.00 188.57 0.00 0.00 0.00 -3.57
8%
2/24 mos
Home Repair & Maintenance
200.00 233.86 38.95 188.57 136.30 -33.86
75%
18/24 mos
Lawn & Garden
75.00 102.38 39.77 80.73 62.42 -27.38
50%
12/24 mos
Household - Cleaning products
35.00 35.23 27.19 34.02 34.41 -0.23
46%
11/24 mos
Household - Office supplies
20.00 29.03 20.43 25.53 23.84 -9.03
50%
12/24 mos
Household - Supplies
80.00 141.24 104.06 131.79 124.24 -61.24
67%
16/24 mos
Toiletries
65.00 88.61 67.16 88.38 84.25 -23.61
54%
13/24 mos
Terminix
31.17 30.00 0.00 0.00 0.00 +1.17
8%
2/24 mos
Mosquito spray service
46.50 41.01 0.00 0.00 0.00 +5.49
8%
2/24 mos
Appliances
0.00 0.00 0.00 0.00 0.00 0.00
0%
0/24 mos
Household setup/replacement
20.00 143.13 0.00 0.00 0.00 -123.13
8%
2/24 mos
Rental property expenses
50.00 443.41 0.00 217.49 0.00 -393.41
17%
4/24 mos
04.0 BILLS & UTILLITES
Electricity
150.00 159.69 155.20 153.07 151.84 -9.69
54%
13/24 mos
Internet
90.00 84.00 83.00 84.00 83.75 +6.00
79%
19/24 mos
Internet Other
5.00 5.36 0.00 1.12 0.00 -0.36
12%
3/24 mos
Mobile Phone
105.00 107.19 104.89 104.87 104.80 -2.19
50%
12/24 mos
Propane
10.00 4.89 0.00 3.91 0.00 +5.11
17%
4/24 mos
Trash Collection
22.62 20.41 0.00 19.67 19.67 +2.21
33%
8/24 mos
Fees
20.00 85.08 41.31 81.23 60.99 -65.08
54%
13/24 mos
05.0 FOOD & DINING
Groceries
500.00 558.83 568.00 554.05 569.40 -58.83
25%
6/24 mos
Restaurants and fast food
150.00 189.11 152.13 191.81 193.01 -39.11
71%
17/24 mos
06.0 CLOTHING
Clothing - Kids
40.00 64.68 45.14 61.39 56.07 -24.68
54%
13/24 mos
Clothing - Adults
30.00 42.76 8.01 40.29 35.84 -12.76
46%
11/24 mos
07.0 VEHICLE
Gas
200.00 291.92 245.12 281.14 262.25 -91.92
75%
18/24 mos
Car wash
8.00 11.38 10.00 10.40 7.94 -3.38
54%
13/24 mos
Car repair & maintenance
75.00 194.49 50.71 163.92 141.68 -119.49
50%
12/24 mos
State inspection
5.00 4.96 0.00 2.33 0.00 +0.04
17%
4/24 mos
Vehicle property tax & registration
12.00 71.29 0.00 38.47 12.28 -59.29
21%
5/24 mos
Tolls
5.00 0.42 0.00 0.00 0.00 +4.58
4%
1/24 mos
Vehicle purchase
0.00 155.15 0.00 27.96 0.00 -155.15
12%
3/24 mos
08.0 HEALTH CARE
Doctor
500.00 784.88 441.70 680.78 560.82 -284.88
67%
16/24 mos
Pharmacy
175.00 185.81 167.07 181.65 173.03 -10.81
50%
12/24 mos
OTC - Pharmcy
50.00 59.02 51.43 55.56 52.49 -9.02
50%
12/24 mos
Dentist
50.00 172.26 0.00 128.14 67.44 -122.26
42%
10/24 mos
Eyecare
20.00 27.17 0.00 23.46 0.00 -7.17
17%
4/24 mos
Orthodontist
0.00 0.00 0.00 0.00 0.00 0.00
0%
0/24 mos
Counselling
150.00 0.00 0.00 0.00 0.00 +150.00
0%
0/24 mos
Sexual health
20.00 0.22 0.00 0.00 0.00 +19.78
4%
1/24 mos
09.0 INSURANCE
Life insurance
118.34 118.34 118.34 118.34 118.34 0.00
0%
0/24 mos
Homeowners insurance
175.00 163.92 0.00 0.00 0.00 +11.08
8%
2/24 mos
Auto insurance
209.13 249.29 224.17 247.03 249.31 -40.16
92%
22/24 mos
Identity theft insurance
12.00 12.08 0.00 0.00 0.00 -0.08
8%
2/24 mos
Long-Term care
0.00 0.00 0.00 0.00 0.00 0.00
0%
0/24 mos
10.0 MINISTRY EXPENSES
PD - Food
20.00 4.27 0.00 0.00 0.00 +15.73
4%
1/24 mos
PD - Transportation
20.00 41.19 0.00 0.00 0.00 -21.19
8%
2/24 mos
PD - Lodging
30.00 8.74 0.00 0.00 0.00 +21.26
4%
1/24 mos
PD - Materials
5.00 14.05 0.00 0.00 0.00 -9.05
8%
2/24 mos
PD - Other
10.00 0.00 0.00 0.00 0.00 +10.00
0%
0/24 mos
Correspondence
30.00 14.02 0.00 10.05 7.26 +15.98
17%
4/24 mos
Gifts for supporters
5.00 4.80 0.00 2.41 0.00 +0.20
17%
4/24 mos
Equipment replacement
25.00 54.12 0.00 0.00 0.00 -29.12
4%
1/24 mos
Phone replacement
0.00 42.44 0.00 0.00 0.00 -42.44
8%
2/24 mos
Conferences
0.00 14.90 0.00 0.00 0.00 -14.90
8%
2/24 mos
Home office
0.00 0.00 0.00 0.00 0.00 0.00
0%
0/24 mos
WBT
0.00 919.26 31.14 615.78 480.96 -919.26
54%
13/24 mos
WBT (possible)
0.00 0.00 0.00 0.00 0.00 0.00
0%
0/24 mos
11.0 PERSONAL CARE
Pet food & supplies
15.00 3.28 0.00 3.11 2.66 +11.72
0%
0/24 mos
Hair
15.00 2.08 0.00 0.00 0.00 +12.92
4%
1/24 mos
Babysitting
25.00 0.00 0.00 0.00 0.00 +25.00
0%
0/24 mos
12.0 EDUCATION - KIDS
Education - Kids
275.00 345.28 108.20 289.11 172.93 -70.28
62%
15/24 mos
College expenses
0.00 329.86 0.00 190.57 83.74 -329.86
33%
8/24 mos
College visits
0.00 0.00 0.00 0.00 0.00 0.00
0%
0/24 mos
13.0 GIFTS FOR OTHERS
Gifts for others - BD and Christmas
80.00 71.50 14.38 57.41 53.43 +8.50
33%
8/24 mos
Gifts for others - Misc
80.00 74.33 55.32 66.73 66.15 +5.67
42%
10/24 mos
13.0 GIFTS IN OUR FAMILY
Gifts in our family
55.00 86.58 90.50 78.07 70.24 -31.58
54%
13/24 mos
14.0 RECREATION
Family entertainment (fm)
70.00 101.95 73.66 88.98 82.18 -31.95
58%
14/24 mos
Kids' extracurricular
20.00 12.66 0.00 0.00 0.00 +7.34
8%
2/24 mos
Dates
40.00 3.30 0.00 0.00 0.00 +36.70
0%
0/24 mos
Jaars pool pass
3.62 0.00 0.00 0.00 0.00 +3.62
0%
0/24 mos
Bike repair and replacment
20.00 0.00 0.00 0.00 0.00 +20.00
0%
0/24 mos
General travel (Not work related)
125.00 154.63 0.00 91.36 68.37 -29.63
33%
8/24 mos
Special event
20.00 39.59 0.00 28.20 9.82 -19.59
29%
7/24 mos
TEC
50.00 74.90 0.00 55.86 31.07 -24.90
29%
7/24 mos
Retreats
0.00 0.00 0.00 0.00 0.00 0.00
0%
0/24 mos
Vacation
100.00 0.00 0.00 0.00 0.00 +100.00
0%
0/24 mos
20th anniversary
0.00 0.00 0.00 0.00 0.00 0.00
0%
0/24 mos
Getaways
0.00 17.25 0.00 0.00 0.00 -17.25
4%
1/24 mos
Boys' PNG trip
0.00 0.00 0.00 0.00 0.00 0.00
0%
0/24 mos
15.0 BD AND PERSONAL FUNDS
Danny's BD and personal spending
0.00 127.50 62.00 103.02 85.29 -127.50
92%
22/24 mos
Becca's BD and gift money to spend
0.00 6.63 0.00 4.41 0.00 -6.63
17%
4/24 mos
Anna's BD and gift money to spend
0.00 0.00 0.00 0.00 0.00 0.00
0%
0/24 mos
Joshua's BD and gift money to spend
0.00 0.00 0.00 0.00 0.00 0.00
0%
0/24 mos
Wesley's BD and gift money to spend
0.00 2.82 0.00 0.00 0.00 -2.82
8%
2/24 mos
Gift money
0.00 0.00 0.00 0.00 0.00 0.00
0%
0/24 mos
16.0 MISCELLANEOUS
YNAB
0.00 0.00 0.00 0.00 0.00 0.00
0%
0/24 mos
Tiller Money
5.00 4.92 0.00 0.00 0.00 +0.08
8%
2/24 mos
Books
10.00 12.63 0.00 10.11 7.27 -2.63
33%
8/24 mos
Arbonne
0.00 71.32 0.00 71.18 70.03 -71.32
46%
11/24 mos
Federal taxes due
0.00 17.50 0.00 0.00 0.00 -17.50
4%
1/24 mos
Needs to be split
0.00 0.00 0.00 0.00 0.00 0.00
0%
0/24 mos
Miscellaneous
30.00 6.88 0.00 4.16 2.46 +23.12
4%
1/24 mos
16.5 MISCELLANEOUS - OTHER
Rug and gifts in Istanbul
0.00 50.86 0.00 0.00 0.00 -50.86
4%
1/24 mos
CPAP AirMini
0.00 40.00 0.00 0.00 0.00 -40.00
4%
1/24 mos
17.0 UNSURE OR UNKNOWN
Unsure how to categorize
0.00 3.10 0.00 1.75 0.00 -3.10
12%
3/24 mos
Not able to verify or remember category
0.00 35.61 0.00 23.95 20.54 -35.61
38%
9/24 mos
Intentionally left uncategorized
0.00 0.00 0.00 0.00 0.00 0.00
0%
0/24 mos
One-time unusual expense
0.00 0.00 0.00 0.00 0.00 0.00
0%
0/24 mos
18.0 REIMBURSABLE EXPENSE
Reimbursable expense
0.00 28.77 0.00 18.33 6.02 -28.77
29%
7/24 mos
Purchased and returned
0.00 26.31 0.00 23.36 20.63 -26.31
46%
11/24 mos
19.0 CASH & ATM
Cash & ATM
40.00 16.38 0.00 10.00 10.00 +23.62
8%
2/24 mos
20.0 FEES & CHARGES
Foreign transaction fee
0.00 0.00 0.00 0.00 0.00 0.00
0%
0/24 mos
Tax preparation fee
16.50 16.71 0.00 1.12 0.00 -0.21
12%
3/24 mos